Health Insurance


The AHIRC Directory

The Artists' Health Insurance Resource Center (AHIRC) is a project of The Actors Fund. It is a source of up-to-date, comprehensive, and unbiased health care resources for artists, performers, freelancers, and the self-employed. Here you can find information about health insurance options in your own state, alternative health care information, and will have information to guide you through the changes in health insurance that will begin in 2014 as a result of health care reform legislation.

How Getting Covered Is Getting Better: An Artist’s Guide to Health Insurance and Health Care Reform by Jim Brown (of AHIRC) from the February 2012 issue of CERF+ News has the basics on coming changes in the US health care system and current options for health insurance and health care.

Health Insurance for the Creative Community - a page of links from a workshop Jim Brown of the Artist's Health Insurance Resource Center conducted in Nashville, TN in November, 2011. The page includes Jim's Powerpoint slides.

Healthcare Blue Book

People without health insurance often pay the highest rates for medical care.  Whether or not you have health insurance you can shop for the best prices on procedures, and negotiate your hospital charges and doctors' fees.  The Healthcare Blue Book can help you determine what are reasonable charges for procedures and has tips on how to negotiate your medical fees.  The site will generate printable contracts to get your doctors and facilities to sign with Healthcare Blue Book prices. Shopping around and negotiating can be essential for individuals without health insurance, and can result in significant savings for those with high-deductible insurance plans.

More About Insurance

Risk Management

Risk management is critical to running your business safely and responsibly.

Homeowners Insurance

Homeowners’ insurance rarely covers property used for business purposes.

Business Insurance

Acquiring affordable business owner’s insurance that adequately covers your biggest potential risks is a process that takes some time and effort on your part, but the resulting security is worth it.

Disaster Insurance

Neither a business insurance policy nor a homeowners’ insurance policy provide protection against earthquake or flood (defined as rising water − as opposed to water coming in from above, like a leaky roof).

Flood Insurance

Flooding is excluded by most business, homeowners, and renters policies. Flood insurance is available through the National Flood Insurance Program.

Insurance Resources

Insurance Resources

Business Insurance Plans

A compilation of business insurance plans for artists.

Health Insurance

Health Insurance information for artists