Business Insurance Plans for Artists

The following organizations and companies offer business insurance to artists. We provide this as a resource only, and do not endorse products offered by any company or organization. If you know of other organizations or companies who have plans specifically designed for artists please contact us at: insurance@studioprotector.org


AMERICAN ASSOCIATION OF WOODTURNERS (AAW)
222 Landmark Center
75 5th St. W.
St. Paul, MN 55102
Phone: 651-484-9094
Fax: 651-484-1724

http://www.woodturner.org/org/mbrship/insurance/business.htm

American Association of Woodturners offers business insurance plans to its members  through Benefit Resourcing International and underwritten by insurance companies such at Travelers and The Hartford. 


AMERICAN CRAFT COUNCIL (ACC)
1224 Marshall Street NE
Suite 200
Minneapolis, MN 55413
E-mail: council@craftcouncil.org
www.craftcouncil.org, insurance page (AIP)

American Craft Council provides a discounted property and casualty insurance program for its professional members through Association Insurance Plans. Professional membership is only slightly higher than a standard membership.


BROWER INSURANCE
8760 Orion Place
Suite 110
Columbus, OH 43240
Phone: (614) 918-2276 (Dave Kotary)
E-mail: dkotary@browerinsurance.com
Artist and Craft Artist Program

Brower Insurance has a basic property and liability policy for artists and craft artists in the US. A plan that provides property, liability, and inland marine (away from business location) insurance starts at $340 per year, with options to increase liability coverage up to $2 Million, and property up to $100,000.  Brower Insurance can also craft individualized policies that meet specific needs of artists anywhere in the US.


FRACTURED ATLAS
248 W. 35th Street 
Suite 1202 
New York, NY 10001
Phone: 212-277-8020 
fax: 212-277-8025
support@fracturedatlas.org
http://www.fracturedatlas.org/site/insurance

Fractured Atlas is a non-profit organization that serves a national community of artists and arts organizations. It has a variety of insurance products available to members and through partner organizations. Fractured Atlas also has a series of online pocket guides to insurance in the arts.

To apply to this insurance program you must be a Fractured Atlas member first.  You can sign up for a free membership by using the following link www.fracturedatlas.org/cerf.  Fractured Atlas also provides a complimentary copy of the Studio Protector ® Wall Guide to artists who enroll in the plan.


THE HARTFORD BUSINESS INSURANCE
The Hartford Financial Services Group, Inc.
Hartford Plaza, 690 Asylum Avenue
Hartford, CT 06115
Phone: 860-547-5000
http://www.thehartford.com


THE HARTFORD INSURANCE FOR BLACKSMITHS
Industrial Coverage Corporation
62 South Ocean Avenue
Patchogue, NY   11772
Phone: Mickey Romeo, 800.242.9872 x 115
http://www.industrialcoverage.com/displaysection.php?section=Abana_Programs

Hartford offers business coverage through the Artist's & Blacksmith's Assoc. of North America (ABANA)


INTERNATIONAL SOCIETY OF GLASS BEADMAKERS

FOURNIER GROUP INSURANCE COMPANY
10802 SE Washington St
Portland, OR 97216
Attn: ISGB Service Team
Phone: 800-851-3237
E-mail: isgbinfo@fourniergroup.net

The International Society of Glass Beadmakers (www.isgb.org) provides business insurance to their members through Fournier Group. Information on insurance plan>


Jewelers Mutual Insurance Company
P.O. Box 468
Neenah, WI 54957-0468
Phone: 800-558-6411
E-mail: marketing@jminsure.com

 Property and liability insurance specifically for jewelers.


JOHN BUTTINE INSURANCE
125 Park Avenue, Third Floor
New York, NY 10017
Phone: 800-964-4454
E-mail: info@buttine.com
www.buttine.com

Provides general liability and property insurance coverage on a per-show basis.


K & K INSURANCE GROUP, INC.
P.O. Box 2338
Fort Wayne, IN 46801-2338
800-637-4757
E-mail: KK_General@kandkinsurance.com
www.kandkinsurance.com

K & K Insurance offers liability insurance for craft artists while participating in shows. View details in the following area of their website: Concessionaires, Exhibitors and Vendors. They also offer a liability plan for arts instructors.


MUSIC PRO INSURANCE
135 Crossways Park Drive, Suite 300, PO Box 9017
Woodbury, NY 11797
800-687-4277
 
MusicPro Insurance agency provides a full range of business insurance and other insurance products to meet the needs of working music professionals. Music industry partners include ASCAP, BMI, AFTRA, and other musicians unions and organizations.
 

QUILTERS INSURANCE
HUB International Insurance Services
1750 E Glendale Ave
Phoenix, AZ  85020
Chris Johnston, (800) 688-7472, (602) 749-4282 (direct line)
Email: chris.johnston@hubinternational.com

A business insurance policy designed for quilters who work from home with minimal retail traffic.


RLI INSURANCE COMPANY
9025 North Lindbergh Drive
Peoria, IL 61615-1499
Phone: 877-882-8189
E-mail: Ashley_Bustinza@rlicorp.com
www.rlicorp.com

RLI Insurance Company writes insurance for in-home businesses, including many types of craft media (a list of eligible businesses).


VERACITY INSURANCE SOLUTIONS, LLC
260 South 2500 West
Suite 303
Pleasant Grove, UT 84062
 

ACT (Artists, Crafters, & Tradesmen) insurance includes options for short-term liability only coverage, and an annual policy with comprehensive commercial liability plus inland marine options up to $50,000 maximum. They do not insure buildings. The policy is underwritten by Great American. List of eligible businesses.


WILLIS GROUP, WILLIS OF MA, INC.
1 Industrial Ave, Ste 1100
Lowell, MA  01851
Direct Line: 978-275-4355 (Mary Fredette)
E-mail: mary.fredette@willis.com
www.willis.com/williscause

Although they no longer have a specific program for Arts/Crafts clients, Willis is committed to continuing to provide replacement quotes to artists/craft artists who were previously insured through the agency, as well as providing quotes for new policies. The current underwriter for these plans is The Hartford.

More About Insurance

Risk Management

Risk management is critical to running your business safely and responsibly.

Health Insurance

Health Insurance information for artists

Homeowners Insurance

Homeowners’ insurance rarely covers property used for business purposes.

Business Insurance

Acquiring affordable business owner’s insurance that adequately covers your biggest potential risks is a process that takes some time and effort on your part, but the resulting security is worth it.

Disaster Insurance

Neither a business insurance policy nor a homeowners’ insurance policy provide protection against earthquake or flood (defined as rising water − as opposed to water coming in from above, like a leaky roof).

Flood Insurance

Flooding is excluded by most business, homeowners, and renters policies. Flood insurance is available through the National Flood Insurance Program.

Insurance Resources

Insurance Resources

Business Insurance Plans

A compilation of business insurance plans for artists.

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